Alternatively, homebuyers could purchase their own individual fire insurance from independent insurance company which the bank should be nominated as the loss payee. * In general, the Bank will purchase fire insurance/takaful on behalf of customers. For purchase of property priced up to RM300,000 and for applicants with gross monthly household income of not more than RM5,000:Ī.) Mandatory to complete the online financial education module provided by AKPK which can be accessed from AKPK’s RumahKu portal at Ĭ)Applicant may elect to meet a monthly repayment obligation of principal and interest/profit over the entire financing tenure or opt for step-up financing, where the applicant repay only the interest/profit portion for the first five years of the financing tenure.Instalments payable via monthly salary deduction or standing instruction.
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